UK consumers saw a 22 percent spike in adverse debt judgments last year, according to national statistics released by TrustOnline. Over the same period the number of online searches by people checking judgment status grew by ten percent.

During 2017 nearly 1.2 million judgments were registered against consumers in England, Wales, Scotland and Northern Ireland. Up almost a quarter on 2016, the number of adverse consumer debt judgments has risen in each of the past five years.

However, despite the sharp rise in the number of judgments, their total value rose only six percent to £1,780m, as a result of a 13 percent fall in the average value. These statistics cover county court judgments registered in England & Wales; simple procedure, ordinary cause and small claims decrees registered in Scotland; and default and small claims decrees from Northern Ireland.

Malcolm Hurlston CBE for TrustOnline said “The trove of information unique to our judgment files can make everyday life less hazardous for most consumers” 

Last year TrustOnline handled 270,772 online searches from the public for judgments in the UK.

Judgments against consumers 2017 (compared with 2016) statistics:

  • Total: 1,168,749 (up 22 percent)

  • Total value: £1,780.43m (up six percent)

  • Average: £1,523 (down 13 percent)