Digital consumer lender Fintern has appointed Dr. Mark London as Chief Risk Officer.

Prior to joining Fintern, London was a Partner at EY, where he specialised in Credit Analytics and led EY’s Quantitative Advisory Services team of 200 quantitative analysts. Since joining EY in 2005, London has served virtually every major UK bank on the topic of credit modelling and the use of advanced analytics. London holds a PhD in mathematics and has been a leading advocate for the use of alternative data in fairer credit decisioning.

Gerald Chappell, Fintern CEO, said “I am excited about Mark’s vision for Fintern, as well as his passion for using data and analytics to fix the failings of the credit score system and improve access to affordable credit. Given his career track record, he will bring world-class analytics, artificial intelligence and strategic expertise to build on the strengths of the existing management team.”

Michelle He, Fintern COO and CFO said “Mark will find an amazing home here at Fintern, and a deep commitment from the entire Fintern team to challenging the traditional lending approach and helping consumers recover as we emerge from Covid-19.”