KM2 Ethical Finance has announced the appointment of Brian Kinch as its Chief Executive Officer (CEO)

Brian Kinch joins the company from Visa Europe where he was Executive Director, Ecosystem Risk.  Kinch has over 30 years of experience in financial services having served in senior positions for such giants as HSBC, Lloyds Banking Group and Visa. He has also had two tours of duty with the analytic giant, FICO, where he has run both the global fraud risk consulting discipline and has led risk business development. He is a Registered Risk Practitioner; a Member of the Business Continuity Institute; and a Fellow, Advisory Council member, and Chair of the Oversight Committee of the Institute of Strategic Risk Management.  Kinch has unrivalled contacts across the financial services sector and a deep understanding of authentication, strategic risk, and fraud, plus the best means of remediation within credit portfolios.

Assisting Brian as Chief Financial Officer is Chris Metalle, previously MD of debt recovery and investigations business, London House International, which supported virtually all the UK banks in their work to recover personal and corporate debts.  He managed a team that extended across the UK and was instrumental in achieving the transition to FCA authorisation for the company.  Prior to that Metalle spent over 15 years in private equity and pre-IPO financing with some of the UK’s largest players including 3iPLc, BZW Private Equity and Deloittes.

The executive team is further bolstered by the appointment of John Mawhood, a Solicitors Regulation Authority regulated solicitor with many years of experience in intellectual property law both in the UK and in the US. as Chief Legal and Compliance Officer.

KM2 Ethical Finance is planning for significant growth in 2021 and has assembled a board of experienced and highly respected professionals in the worlds of fraud analytics, debt recovery, start-up expansion and intellectual property law and protection to steer its expansion. The company’s intellectual property, Jackdaw™ Analytics, which identifies value streams within credit portfolios previously charged off in full after abortive collections efforts, and its Contextual Evaluation Theory™ collections techniques are fully developed and unique offerings bringing a fresh approach to the irrecoverable debt market.

KM2’s growth and expansion ambitions have led to them attracting and appointing Ian Floyed to act as a Non-Executive Director to the board.  Floyed  has started and built significant enterprises in the past 20+ years including My Home Move and Profile Pensions.  His experience of the challenges faced by growing businesses will be invaluable to the board of KM2.

Other appointments are also expected in the coming months to further deepen the company’s resources in developing and deploying its innovative solutions.

Brian Kinch, CEO said“First party fraud has ravaged the bad debt portfolios of most financial services companies for more than a decade. Historically it has been dogged by an inability to prove the perpetrator’s malintent, and therefore the debt languishes in the collection queues of organisations who are ill equipped to deal with such fraudsters. KM2 has the proven technology, techniques and the team that can deliver results for clients in a segment of the market which dwarfs third party fraud, but has been largely neglected until now. Through our new analytics and collections approach we are now tackling dormant debts with great success.  I am delighted at the depth and breadth of the team we have gathered to oversee our growth.”

Ian Floyed added“It is great to see the success this team is already having in attracting new clients and producing impressive results.  I have known many on the team for some years and the am excited to be offered the opportunity to work with them at KM2.”