Deko has announced the appointment of Tom Myles as Chief Technology Officer and Rob Fernandes as Chief Product Officer.

Myes joins Deko after over twenty years’ experience in the payments, banking and fintech sector. In his most recent position as Chief Technology Officer of Barclays Payment Gateway, he led the modernisation and delivery of the Bank’s enterprise payment services, which enabled millions of daily transactions for major international brands. Prior to this, Myles led the technology division for The ai Corporation, providing payment and fraud management services to retailers and banks globally, with a particular focus on machine learning advancements.

As Chief Technology Officer Myles will focus on accelerating the digital development of Deko’s retail finance ecosystem. He will lead the advancement of the Deko platform to improve the consumer credit experience for lenders, merchants and consumers alike.

Rob Fernandes joins Deko after twenty years leading product and strategy across payments and fintech. He founded the management consultancy Pay2Z, which advised clients including Tink, Pollinate, Vocalink and Paysafe on payments product strategy. Prior to that he had successful exits with Metacharge and WePay, and led product development at PayPoint Plc. Recently he built a brand new payments business as a partner at ClearCourse, a major technology group backed by Aquiline Capital.

As Chief Product Officer, Fernandes will recruit and lead a team that will establish a clear roadmap for differentiating Deko in the fast growing retail finance sector. His focus will be on delivering products that accelerate distribution of finance among merchants and platforms and enable a unique marketplace of lending that provides payment solutions for every customer and context, driving the expansion of Deko’s offering.

Deko CEO Michael Dawson said “We are very pleased to announce the appointments of Tom and Rob, who both have invaluable experience across the finance and payments sectors. They each bring exceptional insights into the industry, and we are certain that Tom’s technological expertise will combine brilliantly with Rob’s product obsession to drive the development of products that can offer the best possible service to our partners.”