Credit, Collections & Insolvency News
New analysis by Age UK has shown that without more Government financial help, fuel poor older households will top a million by the Spring.
The charity has warned that soaring energy costs will push an estimated 150,000 extra older households into fuel poverty this winter as a result of of soaring energy prices.
With around one million older households already living in fuel poverty and tens of thousands more teetering on the brink, the charity is extremely concerned that rising energy prices and living costs will lead to some of the poorest pensioners rationing their heating this winter in order to afford higher energy bills.
Age UK believes that rising inflation and escalating prices are now threatening the standard of living of many pensioners on low incomes, creating uncertainty and anxiety as winter begins to bite. Part of the problem is that many older people are living in hard to heat, older homes and, as a result, often need to use a lot of energy just to stay warm.
The cold can be dangerous for older people, especially those with pre-existing health conditions. Older people tend to feel the cold more than younger people, as it is harder for them to regulate and maintain body temperatures. Low temperatures can increase the risk of heart attacks and strokes in an older person, exacerbate lung conditions and worsen arthritis. Living in a cold home can also undermine an older person’s mental health, contributing to anxiety, depression and loneliness.
Extra support such as Cold Weather Payments and the Warm Home Discount Scheme are vital tools in the fuel poverty armoury for those on a low income, yet they fail to reach many of those who need them the most because they are not claiming Pension Credit. This crucial benefit opens the door to these and many other benefits, but nearly a million (920,000) pensioner households are missing out on Pension Credit payments worth up to £1.6 billion every year – that’s an average of £32 a week, or over £1,600 a year, per recipient going begging.
To safeguard the most vulnerable this winter and beyond, Age UK is campaigning for the Government to:
As part of Age UK’s The Cost of Cold campaign, 25,681 people have contacted the Charity to express anxiety about their energy bills and over 6,500 people have written to their local MP to raise concerns about escalating prices and their fears for the months ahead.
Caroline Abrahams, Charity Director at Age UK, said “There’s no doubt that media reports about rising energy bills are filling pensioners on low fixed incomes with absolute dread. More than twenty-five thousand people have told us how worried they are, and it is clear that as things stand, some fully expect to have to choose between cutting down on food or turning down their heating, once the cold weather sets in. Doing either is a potential risk to their health, especially if they are living with serious underlying health conditions like heart disease or COPD.”
“At Age UK our greatest concern is that some older people will not even try to keep their homes adequately warm this winter, for fear of incurring big bills they cannot afford to pay. Many older people are brilliant at making a small budget go a long way, but that’s unlikely to be enough to protect them from the impact of rising household bills and soaring energy costs this time round.”
“New Age UK analysis suggests that another 150,000 older households could be dragged into fuel poverty by the spring, unless the Government acts now to provide those at greatest risk with more financial support. We are calling for a package of measures to be brought in immediately, targeted at the older people who need extra help the most. The package should include a £50 grant to those eligible for Cold Weather payment, and a big boost to the Household Support Fund that councils distribute to tackle fuel poverty in their areas. We are also calling for a renewed push to get more older people to claim the Pension Credit they are due.”
“We must do everything possible to safeguard the health and wellbeing of pensioners on low fixed incomes. The energy price cap offers valuable protection against prices going through the roof, and the Government should move quickly to enshrine it in law, but Ministers have to go further to give the poorest pensioners the confidence to keep their heating turned up high enough when temperatures are cold.”
“Above all, we must ensure that turmoil in the wholesale energy market does not translate into tragedy for any older person this winter. In most years it would be hyperbole to suggest there was a risk of older people freezing to death in their own homes, but the risk cannot be completely discounted this year. That’s why we need Government action to ensure every older person comes through safe and well.”
