Credit, Collections & Insolvency News
The average disposable household income across the UK rose by 3.5% to £39,200 in 2025, according to the Office for National Statistics (ONS).
The data showed that the median household disposable income for the poorest fifth of the population increased by 5.6% to £18,300, bringing it back in-line with FYE 2020 pre-coronavirus (COVID-19) pandemic levels.
Median household disposable income for the richest fifth of the population increased by 5.0% to £77,000, returning to FYE 2021 levels following two years of decline.
Meanwhile, income inequality, as measured with the Gini coefficient, remained relatively stable between FYE 2024 and FYE 2025, decreasing by 0.2 percentage points to 32.7%, following a similar trend as FYE 2024.
The ratio between the mean household disposable income for the richest fifth and poorest fifth of households (S80/S20 ratio) remained 5.6 times greater for the richest fifth than the poorest fifth.
The figures cover the period from April 2024 to March 2025 and are based on the ONS Household Finances Survey.
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