Finclusion and Haboo Money announce partnership

Haboo Money, the adaptive engagement layer for consumer credit, has announced a partnership with motor finance lender Finclusion.

The partnership introduces a more flexible digital repayment experience for Finclusion customers, designed around how people are actually paid rather than around a fixed monthly date. At a time of increasing financial volatility, traditional lending systems can struggle to support borrowers whose incomes do not follow a predictable monthly pattern. For many customers, a fixed repayment date and a rigid repayment structure increase the risk of missed payments and avoidable financial difficulty, even where the borrower has both the intent and the means to repay.

Chris Bosworth, CEO of Finclusion, said “At Finclusion, inclusion is not just about helping more people access motor finance. It is about supporting them properly throughout the life of the agreement. A fixed monthly repayment date does not reflect the reality of how many people are paid or manage their money today. Our partnership with haboo money gives customers greater flexibility and control, while allowing us to identify potential difficulties earlier and provide the right support. It is a practical example of how technology can improve customer outcomes without compromising responsible lending.”

Hannah Baynham, Co-Founder and CEO of Haboo Money, said “Motor finance customers are some of the most poorly served by the way repayments work today. They are often paid irregularly, they are managing a large and essential commitment, and the only option available to them is a fixed monthly date that may bear no relation to when money actually arrives. We built haboo to close that gap. Working with a lender like Finclusion, which is already committed to serving customers the mainstream overlooks, shows what becomes possible when the servicing experience is designed around how people really live.”