credit files

FCA proposes action to close gaps in borrowers’ credit files

26th February 2026 Consumer Lending | #credit files

Lenders could have access to more comprehensive information to support lending decisions, under new proposals by the Financial Conduct Authority (FCA). The FCA is consulting on designating certain credit reference agencies (CRAs). If a lender shares credit information with one designated consumer CRA, it would be required to share it with them all. The changes…

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credit files

FCA proposes action to close gaps in borrowers’ credit files

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