credit scores

Millions getting the basics wrong on credit scores and cost of borrowing

25th March 2026 Consumer Lending | #credit scores

More than 12 million adults with credit products aren’t confident they understand APR, one of the most important measures of borrowing cost, according to new research from Creditspring. The data also suggests that millions of UK adults are using loans, credit cards, and Buy Now, Pay Later (BNPL) products without fully understanding key terms or…

Credit score concerns could prevent people in financial difficulty from seeking help

19th January 2026 Consumer Lending | #credit scores

New research from the Centre for Responsible Credit has highlighted how concerns around credit scores can prevent people in financial difficulty from seeking help and should be viewed as one aspect of financial health, not the entirety. Statistics from the report show that credit score concerns have stopped hard-up borrowers from seeking help: with industry-promoted…

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credit scores

Millions getting the basics wrong on credit scores and cost of borrowing

Credit score concerns could prevent people in financial difficulty from seeking help

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