Mortgage possession claims increase

Latest Ministry of Justice figures have shown increases in mortgage possession claims from 5,348 to 6,537 (22%), orders from 3,384 to 4,429 (31%), warrants from 2,959 to 3,787 (28%) and repossessions by county court bailiffs from 869 to 1,146 (32%) when compared to the same quarter in 2024.

There were increases in mortgage possession claims recorded in all regions. Whilst decreases in landlord possession claims have been recorded across all regions except the North East, South East, and Wales. All types of landlord claims remained concentrated in London.

The median average time from claim to mortgage repossession has decreased to 42.9 weeks, down from 45.9 weeks in the same period in 2024. Meanwhile, the median average time from claim to warrant is currently 34.0 weeks, unchanged from the same period in 2024.

When compared to the same quarter in 2024 there were decreases in landlord possession claims from 24,491 to 22,364 (9%), orders from 18,421 to 17,514 (5%), warrants from 11,240 to 10,307 (8%), and repossessions from 6,999 to 6,709 (4%).

The median average time from claim to landlord repossession has increased to 27.9 weeks, up from 25.4 weeks in the same period in 2024.