credit card borrowing

Credit card repayment rates fall

13th March 2026 Consumer Lending | #credit card borrowing #credit card repayments

A new analysis of its credit card data for 2025 by global analytics software specialist FICO has found a fundamental shift in market dynamics from traditional cyclical patterns to clearer management of affordability challenges. The year was characterised by consumers struggling to manage existing debt levels, with average balances reaching record highs while payment rates fell. The…

Credit card borrowing rises at fastest annual rate in two years

6th January 2026 Arrears and Recoveries | #credit card borrowing

Latest Bank of England data has shown that credit card borrowing rose at the fastest annual rate for almost two years in November. Net borrowing through credit cards was £1 billion, up from £700m in October 2025. Net borrowing of consumer credit by individuals increased to £2.1 billion in November from £1.7 billion in October.…

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credit card borrowing

Credit card repayment rates fall

Credit card borrowing rises at fastest annual rate in two years

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