credit card repayments

Credit card repayment rates fall

13th March 2026 Consumer Lending | #credit card borrowing #credit card repayments

A new analysis of its credit card data for 2025 by global analytics software specialist FICO has found a fundamental shift in market dynamics from traditional cyclical patterns to clearer management of affordability challenges. The year was characterised by consumers struggling to manage existing debt levels, with average balances reaching record highs while payment rates fell. The…

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credit card repayments

Credit card repayment rates fall

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