22nd November 2021 - Credit Connect

European consumers are buying less than before the pandemic to create a more sustainable lifestyle

22nd November 2021 Consumer Collections |

A majority of European consumers are increasingly aware of sustainability aspects when shopping – creating new challenges for businesses. Close to half of Europe’s parents say that their interest in sustainability motivates them to limit their spending, and 42 per cent of Gen Z would not feel guilty about paying unethical firms later than agreed.…

P2P loans increasing competition with traditional banking

22nd November 2021 Alternative Business Lending | #P2P lending

European countries with stable and developed economies are leading in terms of consumer and business lending according to researchby Robocash. The complete digitalisation of the financing process becomes one of the most important advantages of Peer 2 Peer (P2P) loans compared to traditional banks. Germany leads in consumer lending among other European countries due to…

BNPL has led to 18% decline in credit card transactions

22nd November 2021 Alternative Consumer Lending | #BNPL #credit cards

New research by Buy Now Pay Later (BNPL) platform, Butter, has revealed how the emergence of the BNPL sector has already led to a decline in credit card transactions, as more and more consumers opt for this modern method of payment. The research shows that the BNPL space has expanded dramatically in a very short…

One in three businesses see late payment as biggest threat to survival

22nd November 2021 Commercial Collections and Recoveries | #late payment

Late payments are threatening the survival of British businesses, analysis by alternative finance provider, Time Finance has revealed. The research found that challenges with cashflow and unfulfilled growth ambitions were the greatest knock-on effects holding businesses back. For 70% of SMEs, late payments are a recurring issue leading to more severe consequences with over 40%…

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European consumers are buying less than before the pandemic to create a more sustainable lifestyle

P2P loans increasing competition with traditional banking

BNPL has led to 18% decline in credit card transactions

One in three businesses see late payment as biggest threat to survival

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