Buy-to-let lending remains stable

Latest buy-to-let lending by UK Finance for Quarter 2 (Q2) has found that there were 49,590 new buy-to-let loans advanced in the UK, worth £8.8 billion. This was relatively flat compared with the same quarter in the previous year, down 2.6 per cent by number (0.2 per cent by value). The average gross buy-to-let rental…

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Call for shake up of energy regulation

Energy UK is calling for sector regulator Ofgem to lose some of its current responsibilities to create a streamlined and more focused organisation better equipped to carry out its main duties. The Department for Energy Security and Net Zero is currently carrying out a review of Ofgem’s performance and its future role, and in a paper…

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Inflation surprise comes at the wrong time for millions of families

23rd October 2025 Industry opinion |

Headline CPI inflation held steady at 3.8 per cent in September – defying expectations of a rise to 4 per cent – but this welcome surprise comes at the wrong time for the millions of households receiving benefits according to the Resolution Foundation. The September inflation rate is used to determine benefit uprating the following…

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Seven-year bans for sisters who enabled insolvency avoidance scheme

23rd October 2025 Commercial Credit Management | #fraud

Two key enablers of a scheme designed to undermine insolvency legislation by allowing business owners to keep their assets and drop debts have been banned as company directors. Sisters Karen Mortimer and Joanna Seawright put the creditors of 138 companies at risk of financial loss after taking control of the businesses which were referred to…

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Scottish business insolvencies decreased by 5% in Q2

23rd October 2025 Business | #business insolvencies

Latest data from Accountant in Bankruptcy has found that business insolvencies in Scotland decreased by 5% to 298 in 2025-26 Quarter 2 (Q2) from 313 in 2024-25 Q2. Business insolvency numbers in Scotland for 2025-2026 Q2 decreased by 10% compared to last quarter. Commenting on the latest insolvency stats, Emma Widdowson, chair of R3 in…

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Scottish personal insolvencies fall by 8%

Latest Accountant in Bankruptcy data has shown that personal insolvencies in Scotland decreased by 8% to 1,780 in 2025-26 Quarter 2 (Q1), down from 1,935 in Q1 and a decrease of 113 (6%) compared with 2024-25 Q2. There was a significant reduction in the number of Protected Trust Deeds (PTD) and a small reduction in…

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