5th November 2025 - Credit Connect

Pub insolvencies continue to rise

5th November 2025 Business | #pub insolvencies

Pub insolvencies saw a marked increase during Q2 and Q3 of 2025, reversing a tentative recovery seen earlier this year. According to accountancy firm Price Bailey, 219 pubs entered insolvency in Q2, followed by 189 in Q3. Q1 saw 161 establishments not able to pay their debts. 84 pubs become insolvent in June, the highest…

Treasury launches Financial Inclusion strategy

5th November 2025 Consumer Collections | #financial inclusion

The Treasury has unveiled its Financial Inclusion strategy which will aim to bring a focus on building financial resilience for households most at risk of problem debt. The Financial Inclusion Committee’s mission is to tackle barriers to individuals and households’ ability to access affordable and appropriate financial products and services. The Treasury said its new…

One in three SME loans puts owners’ home at risk

5th November 2025 Alternative Business Lending | #business risk #personal guarantee loans

New research by Purbeck Insurance Services has revealed that one in three SME loans has a personal guarantee (PG) in place. With 36% of these loans for working capital to keep the business afloat, Chancellor Rachel Reeves is being urged to avoid any further measures that would raise operating costs and increase the burden on…

Cifas and Trend Micro announce partnership to combat identity fraud

5th November 2025 Consumer Lending | #fraud

Fraud prevention service, Cifas has announced a partnership with Trend Micro to deliver JustMe, a first of its kind mobile app designed to protect individuals from identity fraud and online scams. Fraud accounts for as much as 44% of all recorded crimes in England and Wales, with an estimated £219 billion annual cost to the UK…

Workers earning under £40k say they can’t afford children

5th November 2025 Consumer Collections | #cost of living

New data from the Vanquis Financial Wellbeing Index has shown that these people lack the confidence to have children or grow their families, with many taking on second jobs and cutting back on non-essentials to cope financially. The report shows that only 14% of householders earning under £40,000 feel confident in their ability to afford…

Money Advice Trust launches support guide for disabled and vulnerable consumers

5th November 2025 Company News |

Money Advice Trust has announced that it has published the second edition of its Help! Support Needs Starter Guide – a resource that brings together practical support needs for disabled and vulnerable consumers across essential services. Following the success of the first edition released in February, this updated guide describes over 120 support needs already…

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