14th January 2026 - Credit Connect

Third of consumers planning to use AI to help with 2026 spending

14th January 2026 Consumer Lending | #AI #payments

New research from American Express has found that nearly a third (29%) of adults either plan to, or will consider using, AI assistants and tools when they shop this year, rising to nearly four in ten (37%) for younger consumers aged 18-34. American Express says that for younger consumers, AI is rapidly becoming woven into…

Call for country to tackle poverty in later life

14th January 2026 Arrears and Recoveries | #old age #poverty

Age UK has warned that there is no room for complacency when it comes to reducing poverty among our growing older population and calls on the Government to do more to address it. Around one in six, equivalent to 1.9 million, pensioners already live in poverty and the Charity is worried that unless something changes,…

Slow Christmas for retailers

14th January 2026 Commercial Credit Management | #retail

Total retail sales increased by 1.2% year on year in December, against a growth of 3.2% in December 2024. This was below the 12-month average growth of 2.3% according to analysis by the British Retail Consortium. Food sales increased by 3.1% year on year in December, against a growth of 1.7% in December 2024. This…

Azets appoints Assistant Manager

14th January 2026 Appointments | #appointments

Debt advisory specialist, Azets, has announced it has appointed Vicky Fisher as Assistant Manager. Fisher has previously worked for Lloyds Bank for 22 years and will continue to sit on the board at Business in Focus, a social enterprise which helps Welsh start-ups, in a volunteer role as a non-executive director. Fisher will be working…

NACFB appoints two new board directors

14th January 2026 Appointments |

The National Association of Commercial Finance Brokers (NACFB) has welcomed two new lender directors to its board for 2026, appointing Jon Wilcox (Lloyds Commercial Banking) and Nova Everidge (Metro Bank). The appointments strengthen the NACFB’s lender Patron representation at board level, building on the recent additions of Angela Norman (YBS Commercial) and Josh Levy (Ultimate…

Self-employed have less money at the end of each month compared employed households

14th January 2026 Arrears and Recoveries | #household income

New data from Hargreaves Lansdown has found that on average, self-employed households have £89 left at the end of the month, compared to £244 among employed households. The self-employed are also more vulnerable if things go wrong: 70% of employed households have enough redundancy cover to be resilient, whereas only 12% of those where the…

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