Debt advice charity, the Money Advice Trust, has announced it has appointed two new Trustees to its board.
Tom Reddy and Penny Clarke join the board of the charity bringing significant experience from the financial services and telecoms sectors.
Reddy brings a wealth of experience from the banking sector, and will chair the charity’s Finance, Audit and Risk Committee. He currently leads NatWest’s commercial recoveries unit, having worked there since 2004 in roles spanning corporate and commercial lending. Tom was previously a Trustee of Crohn’s & Colitis UK from 2016 to 2025, including a period as vice chair.
Clarke currently leads transformation in fraud, credit risk, collections and operational compliance at Virgin Media O2 and has over two decades of leadership experience across the telecoms and financial services sectors. Penny is known for her data-led, inclusive approach to delivering sustainable outcomes in complex, regulated environments.
Christine Farnish CBE, Chair of the Money Advice Trust said “We are thrilled to welcome Tom and Penny to our Board of Trustees. Their combined expertise in financial services, governance and operational transformation will be invaluable as we continue our work to support even more people and help stop financial difficulty from occurring in the first place. Their commitment to our mission and values is clear, and I look forward to working with them both.”