mortgage fafordability

Mortgage affordability hits two-decade low

6th May 2026 Consumer Lending | #featured main #mortgage fafordability

Homebuyers are experiencing the highest mortgage affordability pressures in nearly 20 years, with repayments consuming 21.3% of gross income, according to UK Finance. The data showed that 723,000 house purchase mortgages advanced in 2025, up 17 per cent year-on-year with average borrower spends 21.3 per cent of gross income on repayments. The analysis shows significant…

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mortgage fafordability

Mortgage affordability hits two-decade low

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