3.3m locked out of housing market since the financial crisis

27th August 2025 Consumer Lending | #housing

Since the financial crisis of 2008-9, 3.3 million prospective homeowners have missed out on the opportunity to own a home according to new research by leading Pepper Money. The research indicates that if pre-crash financial trends continued, then this would have enabled 3.3 million more households to geton the property ladder. The findings come in…

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Only 14% of largest towns and cities are affordable to single income buyers

18th February 2025 Consumer Lending | #housing#mortgages

New research by Apil Mortgages has found that only 14% of the UK’s 100 largest towns and cities are affordable to single-income buyers. Buying an average home in 16 of the UK’s 100 largest towns and cities requires a deposit of more than £200,000 for a mortgage applicant earning an average salary. In more than half (52%) of these towns and…

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Concerns raised about housing market challenges

13th December 2021 Consumer Lending | #housing

According to new research from Lloyds Banking Group, consumers across the country are concerned about the current challenges the UK housing market is facing, with only one in five believing there are enough affordable homes in their area. This news comes as house prices reach record highs and activity levels remain robust. Despite more than…

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