February is on track to record the highest number of new home listings in a decade, according to Zoopla’s latest House Price Index. Combined with falling mortgage rates, the market is currently looking particularly good for first time buyers, with 40% of homes for sale now cheaper to buy with a mortgage than rent. Reflecting…
Read moreFinancial anxiety is significantly impacting the daily lives and well-being of millions of people across the UK, according to new research from financial education charity Money Ready. The study reveals that 39% of adults feel anxious when they think about money – and this anxiety extends into having a real effect on people’s wellbeing, behaviour…
Read moreThe National Association of Commercial Finance Brokers (NACFB) originated £33 billion in SME lending in 2025, a 25% year-on-year increase. NACFB analysis indicates that its Members account for nearly two-thirds of broker-facilitated SME lending in the UK, placing the total broker-led market at approximately £50 billion annually. The data shows that during 2025, the NACFB’s broker Members arranged 180,000 loans for UK…
Read moreEnergy regulator Ofgem has announced a 7% (or £117) reduction of the energy price cap for the period covering 1st April to 30th June 2026. This change amounts to a reduction of around £10 a month for the average household using both electricity and gas. The price cap refers to the default tariff applied when a…
Read moreNew figures published by StepChange Debt Charity Scotland have revealed that the average debt among people seeking help from the charity has reached on average £20,116 per client, a 10% rise year-on-year, and the highest level recorded in over a decade. Two in three clients were in arrears on their household bills, owing an average…
Read moreToo often, businesses enter formal restructuring or insolvency processes not because solutions don’t exist, but because the right advice arrives too late. By the time many owner-managers seek help, the pressure has already crystallised into a crisis. Cash has tightened, creditors are restless, lenders are nervous, and leadership teams are exhausted. At that stage, the…
Read more