Falling mortgage rates trigger home listings decade high

February is on track to record the highest number of new home listings in a decade, according to Zoopla’s latest House Price Index.   Combined with falling mortgage rates, the market is currently looking particularly good for first time buyers, with 40% of homes for sale now cheaper to buy with a mortgage than rent.   Reflecting…

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Fifth of adults are being kept up all night due to financial stress

Financial anxiety is significantly impacting the daily lives and well-being of millions of people across the UK, according to new research from financial education charity Money Ready. The study reveals that 39% of adults feel anxious when they think about money – and this anxiety extends into having a real effect on people’s wellbeing, behaviour…

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Broker-led SME lending surges to £33bn

The National Association of Commercial Finance Brokers (NACFB) originated £33 billion in SME lending in 2025, a 25% year-on-year increase. NACFB analysis indicates that its Members account for nearly two-thirds of broker-facilitated SME lending in the UK, placing the total broker-led market at approximately £50 billion annually. The data shows that during 2025, the NACFB’s broker Members arranged 180,000 loans for UK…

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Energy price cap to fall by 7% from April

25th February 2026 Arrears and Recoveries | #energy bills

Energy regulator Ofgem has announced a 7% (or £117) reduction of the energy price cap for the period covering 1st April to 30th June 2026. This change amounts to a reduction of around £10 a month for the average household using both electricity and gas. The price cap refers to the default tariff applied when a…

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Scottish debts hit decade high

25th February 2026 Arrears and Recoveries | #scottish debt

New figures published by StepChange Debt Charity Scotland have revealed that the average debt among people seeking help from the charity has reached on average £20,116 per client, a 10% rise year-on-year, and the highest level recorded in over a decade. Two in three clients were in arrears on their household bills, owing an average…

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Why early advisory intervention gives businesses more options

25th February 2026 Industry opinion |

Too often, businesses enter formal restructuring or insolvency processes not because solutions don’t exist, but because the right advice arrives too late. By the time many owner-managers seek help, the pressure has already crystallised into a crisis. Cash has tightened, creditors are restless, lenders are nervous, and leadership teams are exhausted. At that stage, the…

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