Love Finance appoints Head of Credit and Risk

SME lender and broker, Love Finance has announced the hiring of Selen Cagirgan as its new Head of Credit and Risk.

Cagirgan will lead Love Finance’s underwriting, credit, and risk operations across its lending division. In her new role, she will be responsible for shaping the company’s credit strategy, strengthening risk controls, and developing scalable frameworks to support sustainable growth. Cagirgan will also play a key role in refining data-driven lending models and building new product risk structures as Love Finance continues to scale. She will report directly to Alex O’Malley, Chief Commercial Officer of Love Finance, working closely with the leadership team to balance rapid growth with strong governance and customer-focused lending decisions.

With over 15 years’ experience across leading FinTech’s and financial institutions, Cagirgan brings deep expertise in credit analytics, portfolio management, and risk governance. She previously served as Head of Credit Risk at Monzo Bank, where she built the bank’s credit risk framework, and most recently at LemFi, where she launched and rapidly scaled its lending arm within seven months. 

Alex O’Malley, Chief Commercial Officer at Love Finance said “As we enter this crucial stage of growth, Selen’s hire strengthens our lending capabilities. Her experience and strategic approach align perfectly with where we’re headed as a business. We’re thrilled to welcome her to the Love Finance team.”