borrowing costs

FCA to review APRs as a borrowing cost

29th April 2026 Alternative Consumer Lending | #APR #borrowing costs #featured

The Financial Conduct Authority (FCA) has published a review into whether Annual Percentage Rates (APRs) help consumers understand borrowing costs, with the regulator seeking views on whether it should change how these are communicated in credit advertising. APRs indicate the yearly cost of borrowing, including interest and fees. A representative APR means at least half…

Rise in borrowing costs will wipe out savings for millions

26th June 2023 Consumer Lending | #borrowing costs

The millions of households that have to remortgage this year face a 50% increase in their repayments, according to the National Institute of Economic and Social Research (NIESR). The research says that households are about to be hit by yet another shock as a result of the Bank Rate rising to 5 per cent, and…

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borrowing costs

FCA to review APRs as a borrowing cost

Rise in borrowing costs will wipe out savings for millions

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